Terms & Conditions

These Terms and Conditions (“Terms”) govern your access to and use of the website, applications and services (together, the “Service”) operated by [COMPANY LEGAL NAME], a company registered in [COUNTRY / JURISDICTION] under company number [COMPANY NUMBER], whose registered office is at [REGISTERED ADDRESS] (“we”, “us”, “our”).

By accessing or using the Service, you confirm that you accept these Terms and agree to comply with them. If you do not agree, you must not use the Service. Please also read our Privacy Policy, which forms part of these Terms.

“Content” means any text, images, data or other material made available through the Service. “User Content” means Content you submit, upload or post. “Account” means the account you create to access certain features. Words importing the singular include the plural and vice versa.

You must be at least [16 / 18] years old, or the age of digital consent in your country, to use the Service. By using the Service you confirm you meet this requirement.

If you create an Account, you must provide accurate information and keep it up to date. You are responsible for safeguarding your login credentials and for all activity under your Account. Notify us immediately at [CONTACT EMAIL] if you suspect unauthorised use.

You agree not to use the Service: in any way that breaches applicable law or regulation; to transmit unlawful, harmful, defamatory or infringing material; to gain unauthorised access to our systems; to introduce malware; to scrape or harvest data without permission; or to interfere with the proper working of the Service. We may investigate and take action, including reporting to authorities, in respect of any suspected breach.

All intellectual property rights in the Service and its Content (excluding User Content) are owned by us or our licensors. We grant you a limited, non-exclusive, non-transferable, revocable licence to use the Service for your personal or internal business purposes in accordance with these Terms. No other rights are granted.

You retain ownership of your User Content. By submitting User Content you grant us a worldwide, royalty-free licence to host, store, reproduce and display it solely to the extent necessary to operate and provide the Service. You represent that you have the rights to grant this licence and that your User Content does not infringe the rights of any third party. We may remove User Content that we reasonably consider breaches these Terms.

Include this section if you charge for the Service; otherwise delete it.

Fees for paid features are as described at the point of purchase. Payments are processed by our payment provider [PAYMENT PROVIDER]. Unless stated otherwise, fees are [inclusive / exclusive] of VAT. Subscriptions renew automatically until cancelled. Your statutory rights, including any right to cancel under [applicable consumer law], are not affected. Our refund policy is set out at [LINK / DESCRIPTION].

We aim to keep the Service available but do not guarantee it will be uninterrupted, secure or error-free. We may suspend, withdraw or restrict all or part of the Service for business or operational reasons, and will give notice where reasonably practicable.

The Service may contain links to, or integrate with, third-party websites and services. We do not control and are not responsible for their content, policies or practices. Your use of third-party services is governed by their own terms.

The Service is provided “as is” and “as available”. To the fullest extent permitted by law, we exclude all representations, warranties and conditions not expressly set out in these Terms, including any implied warranties of satisfactory quality, fitness for a particular purpose and non-infringement. Nothing in these Terms affects your statutory rights as a consumer.

Nothing in these Terms limits or excludes our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be limited or excluded under applicable law.

Subject to the above, we will not be liable for any loss of profits, loss of business, loss of data, or any indirect or consequential loss, and our total aggregate liability arising out of or in connection with the Service shall not exceed [the greater of the amount you paid us in the preceding 12 months / £100].

You agree to indemnify us against all liabilities, costs and reasonable expenses arising from your breach of these Terms or your unlawful use of the Service, to the extent such loss is not caused by us.

We may suspend or terminate your access to the Service immediately if you materially breach these Terms. You may stop using the Service and close your Account at any time. On termination, the licences granted to you end, but any provisions intended to survive (including sections 5, 10, 11, 12 and 15) continue in force.

We may update these Terms from time to time. We will post the updated version with a revised “Last updated” date and, where changes are material, take reasonable steps to notify you. Continued use of the Service after changes take effect constitutes acceptance.

These Terms and any dispute arising out of them are governed by the laws of [ENGLAND AND WALES / JURISDICTION]. The courts of [JURISDICTION] have exclusive jurisdiction, except that if you are a consumer you may also bring proceedings in the country in which you live. Nothing in this section affects your mandatory consumer rights.

If any provision is found to be unenforceable, the remaining provisions continue in effect. Our failure to enforce a right is not a waiver of it. You may not transfer your rights under these Terms without our consent; we may transfer ours on notice. These Terms constitute the entire agreement between you and us regarding the Service.

Questions about these Terms can be sent to [COMPANY LEGAL NAME] at [CONTACT EMAIL] or [REGISTERED ADDRESS].